What are the Difference between Auto Loan and Car Finance?

1. Both are actually the same, only words are different. Don’t believe me eh? According to Mr. Wikipedia, auto loan can be defined as hmmm well in easy word it is just a debt, that within some amount of time, you have to pay some interest. I told you on the last post that interest is indeed a bad thing. Anyway, we are frequently heard the term bad credit car finance. What is that supposed to mean actually?

2. When you have bad credit car finance, you will have difficult time on selling or buying new car. But that is not the problem as many people can still buy the new car. You know why? Let me tell you the secret.

3. The secret of many people look onto when having bad credit finance is to look for non status car finance. “What the heck is that dude?” Chill out bro, the term is actually meaning something like even if you have bad credit history, you can still get the car you want in the condition that you have decent and trustable personality.

4. Basically the company will buy the car and lease it to you. It is easy right? Yeah, everything is easy nowadays. You don’t need to buy or borrow books from library or shop to know something; you just need to google it! This is how world progressing and so with the loaning system. Do you agree? Whatever…

Car Spare Part: Is It Really Important?

1. We hear a lot of people talking doubt about the integrity of any car parts sold in the market. Some said, “This is from Taiwan, cheap but not good”, others said, “Go buy spare parts from Japan, good originality even it is used parts”. The question is, is it really important on our cars?

2. You have to be brainwashed or got slapped on the face if you said NO. Why? Ok let me give you some example. Do you know why people prefer to buy sedan car rather than 4WD vehicle? Most of you already know but I want to clarify it more. One of many reasons is because even the price of the 4WD somewhat is cheaper or affordable, the vehicle spare parts are really expensive. It’s really killing your yearly budget.

3. Next question is which one is better, is it new or used car parts? I have a Honda Civic car and personally I prefer new car parts. Even though the price is ridiculous, well I mean expensive compare to used car parts we got from scrap yard, I feel much safer driving on newly car parts.

4. So it is better to use new parts and what I mean by new car parts is not something that coming from Taiwan, which is kind of so crappy even it is new. Look for original parts from the car maker or go buy from Japan or country where the car is made. You can seek for money, but please remember this, your life is priceless.

Can We Win Traffic Tickets?

1. When you reduce your speed while driving the car on road, you are indeed lower the risk of getting into any accident or at least make the crash less severe. However, driving too slow is increasing the chance of you getting into an accident too. Why? Because you are slow! So, if you afraid of getting caught go learn from this New Jersey Traffic Ticket case.

2. I know lots of people got the traffic tickets but nobody seems to know what to do next as majority of the cases is just unplanned or deliberately made. Last month I got a speeding ticket too but luckily it is what Malaysian people called as saman ekor. So no need to pay la as suggested by one of my friend. But as good citizen, I will pay it, if only if there are huge discount offered which I heard will be offered once in a year.

3. Whatever happens in Malaysia is definitely different in other countries. In New York for example, if you get caught into traffic ticket, you can easily bail it out by hiring good lawyer. This New York Traffic Ticket is currently getting useless as the authority can’t get anything out of it. The only condition is just don’t kill people. This kind of lawyer practice is still not well defined in Malaysia. Will this kind of practice will benefits us? Only time could tell.

The Debate Issue of Auto Loan?

1. I figure that so many people comes to have a dream having good and super car but in reality they just can’t even afford to have a used car. So as a solution, they made an Auto Loan which is not too bad either. You go loan some money, pay it monthly and of course with some interest, and you good to go with new used car. :D

2. Well, the bad thing is interest or so called riba is forbidden in Islam. Both that involve on the trade will got your “portion”. So don’t you dare to make an excuse like I didn’t eat riba, he (the one that receive interest) is eating the riba. But who give him the interest? It is you right? “So how I can buy new car while I can’t make an Auto Loan?” Hmm I dunno, but maybe for start, you should just go find the job, save some money, and buy a car that affordable for you in cash, maybe loaning a bit from friends who don’t charge you interest.

3. The reality is indeed, with so many impossible and unachievable dreams, hurt so many people. The question is why you even dream while you know it is just a dream. Somebody told me, “dream can make our wish come true”. Yeah I wish your words were true but it is not. Striving is the key while tawakal is the hope. Bottom line here, please avoid things that make a doubt in your heart and pursue the most confident ones.

AC Cobra 212 S/C Sports Car 3506 cc V8 Twin Turbo (Lotus) Engine

AC Cobra 212 S/C

The AC Cobra 212 S/C used the ultra low weight of the advanced Formula One carbon fibre body technology pioneered on the AC Cobra MKIV CRS. High performance Avon tyres have been selected to create a special road/race package for the AC Cobra 212 S/C to ensure that the output of the Lotus V8 reaches the road.Powering the AC 212 S/C is a 350 bhp Lotus engineered 3.5 Litre, V8, Twin Turbo engine mated to a 6 speed gearbox all hidden under a carbon fiber body.
John Owen says,"With the AC 212 S/C we've been able to bring together three tremendous assets in the same package".
AC Car Group Limited's Chief Engineer and the man who earlier led the Lotus design team which conceived the V8 unit. "We've got the ultimate sports car looks of the iconic AC Cobra. We've developed the pioneering F1 carbon fibre technology from the CRS. And we've mated all of this to one of the most powerful engines available today - the Lotus V8."
The car develops 350 bhp at 6,500 rpm and 295 lb ft of torque at 4,000 rpm. It drives through a Tremec T56 six-speed manual gearbox and BTR Hydratrak final drive (ratio 3.73:1) to the rear axle. Power steering is standard together with AP Racing dual circuit servo-assisted ventilated discs all round.The specifications of the AC Cobra 212 S/C model reflects the power of the 3.5 litre Lotus engine with twin Garratt turbochargers.
"The AC Cobra 212 S/C is a hugely valuable addition to our line up of models which so proudly display their AC Cobra pedigree", said Mike Hall, AC Car Group Limited's Joint Chairman. "

Malaysia Job Vacancy: DXN Industries Recruiting

1. As promised earlier, whenever I saw some opening offer that has be sent to my mailbox, I'll post it here. So to make it short, DXN Industry is currently looking for Assistant Safety Officer. Not sure how many opening posts the company is trying to fill in but you can give it a try.

2. The DXN industry is currently has a home base at Alor Setar, Kedah. The position that currently opened is not required any experience in work but need just positive attitute towards work. The training will be given once you got the job. The only thing that you have to master is ability to speak and write English.

3. If you think you already fullfill all the requirement, please give it a try. Kindly give your resume and contact number to this email: jeffry_wahab (at) dxn2u (dot) com.

4. Oh by the way, the starting salary is RM1200/month. Maybe after some allowance, you will get more. Well, basically the DXN companies output is food manufactured products like Lingzhi Coffee, Premix Coffee with Cocoa and Ganoderma Extract, Roasted Coffee, Cocoa Flavoured Beverange with Ganoderma Extract, Spirulina Cereal, Roselle Juice, Botanical Beverage Mix - Noni and Roselle Juice and Fermented Noni Conce. For more, please visit HERE.

5. "What? Only at Malaysia? I need job too". As far as I understand, DXN is not only at Malaysia, but only at other countries like India, Sudan and South Africa. Check the link above to learn more. Thats all for now, will update more job vacancy if I found more.

A Small Kid Ride A Motorcycle?

1. The world is indeed of in the edge of turmoil, where a new type of slavery is just appearing the gate. I'm shocked while receiving these pictures of a kid gave a ride to an adult on motorcycle! Where is our human right? where is the safety precaution? where is the children supporter groups? Why this kind of hazard could be allowed on road? But the funny thing is even a kid know how to wear a helmet, how about you? Do you wear a helmet while riding the motorcycle?

2. Last time, there is a funny guy who ride a motorcycle using his feet while his hand playing a cellphone. Don't trust me? Look it HERE. Now we have a kid ride a Honda GL motorcycle and both story is sharing a common background. I just realize that people who involve in the stories are from Indonesia. Kewhh at least not Malaysia eh or even your country.

3. Back to the story, instead of the kid's riding the bike slowly, he ride fast and dangerously. Guess what? you might be wondering how a small kid can ride the motorcycle while his feet cant touch the ground. Look carefully at the pictures. The adult's feet from his back (probably his father) is controlling the brake and motor gear. So meaning the kid was just controlling the throttle. I asked you, is it safe or not? Anything could be happening. Prevention is better than cure. Don't you agree?